Terms of Service & SMS Policy

Effective Date: October 31, 2025

Welcome to CFO and Coach. By accessing or using our website, SMS services, or any related services (“Services”), you agree to the following Terms of Service & Sms Policy.

1. Acceptance of Terms

Welcome to CFO and Coach. By accessing our website, booking a consultation, or communicating with us by phone, email, or SMS, you agree to comply with and be bound by these Terms of Service (“Terms”). If you do not agree, please do not use our website or services.

We may modify these Terms at any time. Updates will be posted on this page with a new “Last Updated” date. Continued use of our site or services after changes indicates your acceptance.

2. Use of Services

You agree to use our website and services only for lawful purposes. You may not:

  • Engage in fraudulent, illegal, or unauthorized activity;

  • Interfere with the operation or security of our website;

  • Attempt to gain unauthorized access to our systems or data.

3. Intellectual Property

All original content on this website — including text, branding, graphics, logos, and design — is the property of CFO and Coach and protected under applicable copyright and trademark laws.

Some images, icons, and media assets may be sourced from royalty-free or licensed platforms such as Pexels, Unsplash, or other free image libraries. These assets remain the property of their respective creators and are used under the terms of their applicable licenses.

You may not copy, reproduce, modify, or distribute any part of this website’s content or design for commercial use without prior written permission from CFO and Coach or the original rights holder.

4. Communications and SMS Consent

By providing your contact information (including phone number or email), you consent to receive communications from CFO and Coach regarding appointments, business updates, and promotional messages.

Consent to receive SMS messages is not a condition of purchase.

You may receive messages for:

  • Appointment confirmations, reminders, and updates

  • Service or event notifications

  • Financial insights, offers, or news

Message frequency: Varies by user activity and engagement.
Message and data rates: May apply depending on your mobile carrier.

5. Opt-In and Opt-Out

You can opt in to SMS messages by:

  • Submitting a form on our website, or

  • Providing verbal or written consent through consultation or communication channels.

You can opt out at any time by replying STOP to any SMS message.
After opting out, you will receive a final confirmation message stating that you’ve been unsubscribed.

For assistance, reply HELP to any message or contact us directly at:
📧 [email protected] | ☎️ +1 (707) 363-8979

We respect your privacy and will not share or sell your phone number for marketing purposes.

6. Data and Privacy

We collect limited personal information to deliver our services effectively. This may include your name, email, phone number, and communication preferences.

We store this information securely and use it only for:

  • Providing requested services or resources

  • Sending updates, reminders, and educational messages

  • Internal analytics to improve performance

For more details, view our Privacy Policy.

7. Disclaimer of Warranties

All information and services are provided “as is” without any express or implied warranties.
CFO and Coach makes no guarantees about the accuracy, reliability, or completeness of the information provided. Use of our site and services is at your own risk.

8. Limitation of Liability

To the fullest extent permitted by law, CFO and Coach shall not be liable for any indirect, incidental, or consequential damages arising from your use of our website or services, even if we have been advised of the possibility of such damages.

9. Governing Law

These Terms are governed by the laws of the State of California, without regard to conflict of law principles. Any disputes arising from these Terms shall be resolved in the state or federal courts located in California.

10. Contact Information

If you have any questions about these Terms or our SMS policy, please contact us:

CFO and Coach
1104 Clark St, Napa, CA 94559
📧 [email protected]
☎️ +1 (707) 363-8979